Terms and Conditions

Reich Healthcare Ltd is an independent insurance broker and part of the Reich Group of Companies. We are authorised and regulated by the Financial Conduct Authority (FSA) under register number 498659 as an Appointed Representative for Reich Insurance Brokers and Reich Insurance Brokers Ltd.

You can check this on the FSA's Register by visiting the FSA's website www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234. The Financial Conduct Authority (FSA) is the independent body that regulates financial services. We place healthcare insurance business with a range of insurers, underwriters and agents.

We regularly check the financial strength of the insurers with whom we place business by reference to Standard & Poor's published insurer ratings. It should however be noted that the claims-paying ability of even the strongest insurers can be affected by adverse business conditions. We cannot therefore guarantee the solvency of any insurer or underwriter.

Our aim is to produce documentation and correspondence in a clear and understandable format. In the event of any uncertainty we would ask you to let us know immediately. Our staff are always happy to clarify the cover provided.

You should check all policy documentation issued by insurers to ensure that the details are correct and the cover provided meets with your requirements. Any errors should be notified to us immediately.

Methods of Payment
We are responsible for issuing invoices detailing the premium, taxes and fees (if applicable) for all new policies, renewals and mid term alterations.

You are responsible for paying all amounts directly to insurers/underwriters in respect of your insurances, either in full or via monthly/quarterly instalments or annual direct debit. We will provide full information about premium payment options when we provide quotations.

T: +44 (0)161 834 8877